1. Acceptance of Terms
By accessing and using the Finlance website and its services, you agree to be bound by these Terms of Use and all applicable laws and regulations that apply to your use of the site. If you do not agree with any of these terms, you should not use this site.
Finlance reserves the right to update or modify these terms at any time without prior notice. Your continued use of the website following any changes constitutes your acceptance of the revised terms.
2. Use License
Permission is granted to temporarily access and use the materials (information or software) on Finlance's website for personal, non-commercial, informational purposes only. This is a limited license, not a transfer of title, and under this license you may not:
- Modify or copy the materials for redistribution;
- Use the materials for any commercial purpose or public display (commercial or non-commercial);
- Attempt to decompile, reverse engineer, or extract source code from any software on Finlance's website;
- Remove any copyright or other proprietary notations from the materials;
- Transfer the materials to another person or "mirror" the materials on any other server.
This license shall automatically terminate if you violate any of these restrictions and may be revoked by Finlance at any time without notice.
3. Intellectual Property
All content on Finlance.online — including but not limited to text, graphics, logos, icons, and software — is the property of Finlance and is protected by applicable intellectual property laws. Unauthorized use, reproduction, or distribution of any content without prior written permission is strictly prohibited.
4. Disclaimer of Warranties
The materials on Finlance's website are provided on an "as is" basis without warranties of any kind, whether express or implied. Finlance makes no warranties regarding the accuracy, reliability, completeness, or suitability of the information provided on this website for any particular purpose.
Calculator results are estimates based on the inputs you provide and standard financial formulas. They do not constitute financial, investment, tax, or legal advice.
5. Limitation of Liability
In no event shall Finlance, its owners, employees, partners, or contributors be liable for any direct, indirect, incidental, consequential, or special damages (including, without limitation, damages for loss of data, profit, or business interruption) arising out of:
- Your use of or inability to use the materials on Finlance's website;
- Any errors, omissions, or inaccuracies in the content;
- Any financial decision made based on information from Finlance;
- Any interruption or unavailability of the service.
This limitation applies even if Finlance has been notified orally or in writing of the possibility of such damages. Your use of this website is entirely at your own risk.
6. User Conduct
You agree not to use Finlance for any unlawful purpose or in any way that could damage, disable, overburden, or impair the service. You agree not to attempt to gain unauthorized access to any part of the website or its related systems.
7. Governing Law
These Terms are intended for general website use and may be updated as Finlance formalizes operating jurisdictions. Nothing on this site limits consumer rights or legal protections that apply in your location.
8. Contact
For questions about these terms, please contact us at hello@finlance.online.